Astawa, I Putu, Tjokorda Gde Raka Sukawati, and Christantius Dwiatmadja. “Credit Risk Management Based on Harmonious Cultural Values to Support Microfinance Institution Performance in Indonesia”. Business: Theory and Practice 21, no. 1 (May 25, 2020): 340-347. Accessed November 24, 2024. https://jbem.vgtu.lt/index.php/BTP/article/view/9945.