Saraswati, Birgitta Dian, Ghozali Maski, David Kaluge, and Rachmad Kresna Sakti. “The Impact of Financial Technology on Consumption Function of the Theory of Absolute Income Hypothesis: A Partial Adjustment Model Approach (the Indonesian Evidence)”. Business: Theory and Practice 23, no. 1 (March 18, 2022): 109–116. Accessed November 24, 2024. https://jbem.vgtu.lt/index.php/BTP/article/view/10789.